Retirement Planning: Advantage of Starting Early vs. Starting Late

Retirement Planning

Retirement planning is a crucial aspect of financial management that individuals often overlook until it’s too late. In India, where the concept of joint families is gradually fading, and the responsibility of financial security falls largely on individuals, planning for retirement becomes even more critical. One of the primary dilemmas that individuals face is whether … Read more

Paytm Bank : In-Depth Analysis of Mutual Fund Exposure and RBI’s Intervention

Paytm Payments Bank Ltd (PPBL) faced a significant setback with the Reserve Bank of India (RBI) imposing restrictions on its operations due to rule violations. This has led to a ripple effect on the mutual fund industry, with brokerage house Fisdom Research shedding light on the collective exposure of mutual funds to One97 Communication Ltd … Read more

Top 10 Smart Passive Income Ideas in India

passive income ideas in india

Passive Income ideas in India is income that you earn without having to actively work for it. This can be a great way to generate extra money, or even replace your full-time income. There are many different ways to create passive income. Here are 10 smart passive income ideas in India: Start a blog. A … Read more

10 Best Investment Ideas in 2023

best investment ideas

10 Best Investment ideas are specific views, plans, or insights on ways to invest money effectively. They can be based on fundamental analysis, technical analysis, or a combination of both. Fundamental analysis looks at the underlying financial health of a company or asset to determine its value. Technical analysis looks at the historical price movements … Read more

Best Investment Strategies for Building Wealth to Grow Money

Best Investment Strategies for Building Wealth

Building wealth is a long-term goal that requires patience, discipline, and a sound investment strategy. There are many different investment strategies available, and the best one for you will depend on your individual circumstances and goals. Some of the most popular investment strategies for building wealth include: Index funds:  Index funds are a type of … Read more

Comparing Interchange Fees: 1.1% Charges for UPI Transactions above ₹2,000 in Line with IMPS Rates

upi charges

  The wallet interoperability norms of the NPCI have been implemented starting from April 1st. These norms not only enable prepaid payment instruments (PPI) wallets to seamlessly integrate into the UPI ecosystem but also establish an interchange fee of 1.1% for PPI transactions exceeding ₹2,000 through UPI. While this development brings substantial benefits to customers, … Read more